Inquiries are things that show up on your credit report when a legal person or group (like yourself) looks at your credit information. Most questions come from a request for credit, goods, or services, a review of your account by a company you already do business with, or a pre-approved offer of credit that has […]
What Is a Tax Lien? It is illegal for someone or a business to keep the money they owe the government without paying taxes. This secured interest in your property is called a tax lien. In general, a lien is a policy enforced promise to pay a bill, like a loan or, in this case, […]
If your landlord takes legal action against you, either by handing over any unpaid dues to a collection agency or initiating a lawsuit, these actions have the potential to harm your credit score since the information in your credit reports is the basis for your credit scores. Among the most detrimental items that can appear […]
You can get a car loan even if you have bad credit, but it may cost you a lot. If you know what lenders look for, you can get a better rate on an auto loan even if you have bad credit. Even with bad credit, you can usually still get a car loan.But you’ll […]
Life happens and sometimes things are out of your control. It can affect you in so many ways, especially in a direct personal way. Bills can pile up and the next thing you know your credit score can start taking major hits. If you don’t pay your loans, credit cards, or other debts on time, […]